Residential Mortgage
Whether purchasing a new home or refinancing your existing home, let us help you find a mortgage plan to fit your budget.
Sterling Bank takes the hassle out of home buying!
Adjustable-rate mortgages offer home buyers lower initial interest rates that periodically adjust according to the rate index. Sterling makes home buying affordable!
- Conventional Mortgage Loans
- Adjustable-Rate Mortgage Loans
All loans are subject to credit approval.
- Long-term fixed rates available
- Low Downpayment*
- Consumers only
- 1-4 Family Dwellings only
- Dwelling must be located in the Bank’s assessment area**
- The Dwelling must be located in a low- or moderate-income census tract or the borrower(s) must be considered low- or moderate-income borrowers (income < 80% of median income). **
*Terms and restrictions apply.
**See bank for details.
All loans are subject to credit approval.
Sterling Bank is proud to offer home buyers the most competitive rates and personalized service subject to credit approval.
- FHA Loans
- Rural Development Loans
- First Time Home Buyers
- Long-term fixed rates available
Sterling Bank offers home buyers the most competitive mortgage rates and personalized service.
All loans are subject to credit approval.
Construction Loans
Sterling Bank offers short term construction loans with competitive rates. We can also provide fast answers with quick closings.
Save time and money with one closing, one set of closing costs with a construction loan. Permanent financing is also available with our fixed-rate or adjustable-rate mortgages.
All loans are subject to credit approval.
Home Equity Lines of Credit
Let Sterling Bank unlock your home’s potential with our Home Equity Line of Credit! Whether you are planning a major home renovation, like a new kitchen or adding a shop, our Home Equity Line of Credit allows you to use the equity in your home to bring those dreams to reality. We offer competitive interest rates and closing costs, too.
All loans are subject to credit approval.
Home Refresh*
With Sterling’s Home Refresh Loan, you can take out a loan for as little as $1,500 to a maximum of $10,000. We make it easy for you to make your home improvements possible.
*Property location and income restrictions apply. Consumer accounts only. Loans are subject to credit and underwriting approval.
Sterling Bank offers short term construction loans with competitive rates. We can also provide fast answers with quick closings.
Save time and money with one closing, one set of closing costs with a construction loan. Permanent financing is also available with our fixed-rate or adjustable-rate mortgages.
All loans are subject to credit approval.
Let Sterling Bank unlock your home’s potential with our Home Equity Line of Credit! Whether you are planning a major home renovation, like a new kitchen or adding a shop, our Home Equity Line of Credit allows you to use the equity in your home to bring those dreams to reality. We offer competitive interest rates and closing costs, too.
All loans are subject to credit approval.
With Sterling’s Home Refresh Loan, you can take out a loan for as little as $1,500.00 to a maximum of $10,000.00. We make it easy for you to make your home improvements possible.
*Property location and income restrictions apply. Consumer accounts only. Loans are subject to credit and underwriting approval.
Calculators are for estimation purposes only
