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IRA & CD Products

Whether you’re saving for a future goal or planning for retirement, Sterling Bank’s CDs and IRAs offer options to help your money grow.

See Featured Rates

Check out our Compound Interest Calculator

Savings IRAs

  • Minimum to open $1,000

  • No monthly service fee

  • Competitive interest rates

  • No setup or maintenance fees

  • Eligible for additional ‘catch-up’ contribution for ages 50+

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Time CDs

  • Minimum to open $1,000

  • No monthly service fee

  • Variety of terms available

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CD IRA

  • Minimum to open $1,000

  • No monthly service fee

  • Rates same as CD rates

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6 Month Add-On

  • Minimum to open $500

  • No monthly service fee

  • Unlimited deposits adding to principal

  • One penalty FREE withdrawal per 6 month term (does not apply to withdrawals made within the first seven days after any deposit.)

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Calculators are for estimation purposes only